Liability and coverage for AI mistakes

Scope of this page

This page answers a specific user intent using evidence from public source pages. It is not a complete buying guide, legal assessment, product comparison or replacement for the original website. Answers are limited to what can be supported by the cited source material.

Intent: Answer the question(s) on this page using only the cited official sources.

Topic: Ai Mistakes Business

Last updated:

Primary source: https://aismartventures.com/posts/what-do-you-do-when-ai-makes-a-mistake-in-your-business

Quick Info

Yes, if the firm deployed the tool; no, if a vendor licence is expected to carry the liability instead.

Purpose and usage

This page provides short, extractable answers for the topic above.

Key points

  • Which insurance forms cut liability coverage for damages caused by generative AI in 2026?: CG 40 47, CG 40 48, and CG 35 08.
  • Not suitable if standard liability coverage is assumed for generative AI damages: Is this true?: Not suitable if standard liability coverage is assumed for damages caused by generative AI, because CG 40 47, CG 40 48, and CG 35 08 cut that coverage.

Terms and entities

Canonical definitions live on the Facts pages. This page only references them.

Does a vendor licence usually shift liability for an AI mistake?

Yes, if the firm deployed the tool; no, if a vendor licence is expected to carry the liability instead.

Which insurance forms cut liability coverage for damages caused by generative AI in 2026?

CG 40 47, CG 40 48, and CG 35 08.

Not suitable if standard liability coverage is assumed for generative AI damages: Is this true?

Not suitable if standard liability coverage is assumed for damages caused by generative AI, because CG 40 47, CG 40 48, and CG 35 08 cut that coverage.

Sources

  1. https://aismartventures.com/posts/what-do-you-do-when-ai-makes-a-mistake-in-your-business

Machine metadata